科技和产业
科技和產業
과기화산업
SCIENCE TECHNOLOGY AND INDUSTRIAL
2015年
2期
170~174
,共null页
互联网金融 小微企业融资 大数据 P2P网贷 众筹
互聯網金融 小微企業融資 大數據 P2P網貸 衆籌
호련망금융 소미기업융자 대수거 P2P망대 음주
internet finance; small & micro-enterprise financing; large data; Peer-to-Peer lending; crowdfunding
小微企业对于我国经济的发展做出了重大贡献,但长期存在融资难的问题。互联网金融的产生和发展极大增加了缓解小微企业融资问题的可能性。本文结合互联网金融的优势分析了互联网金融缓解小微企业融资难的途径,以及互联网金融在缓解小微企业融资难问题中面临的问题,并提出了相应的政策建议。
小微企業對于我國經濟的髮展做齣瞭重大貢獻,但長期存在融資難的問題。互聯網金融的產生和髮展極大增加瞭緩解小微企業融資問題的可能性。本文結閤互聯網金融的優勢分析瞭互聯網金融緩解小微企業融資難的途徑,以及互聯網金融在緩解小微企業融資難問題中麵臨的問題,併提齣瞭相應的政策建議。
소미기업대우아국경제적발전주출료중대공헌,단장기존재융자난적문제。호련망금융적산생화발전겁대증가료완해소미기업융자문제적가능성。본문결합호련망금융적우세분석료호련망금융완해소미기업융자난적도경,이급호련망금융재완해소미기업융자난문제중면림적문제,병제출료상응적정책건의。
Small and micro-enterprise has made a significant contribution to the development of China's economy,but it has been the difficulty of financing in long-term.The emergence and development of Internet finance greatly improves the chances for ease the difficulty of small micro-enterprise financing.In this paper,combining with the advantages of Internet finance analyses the way of alleviating financing Small and micro–enterprise by Internet finance and facing the problem,and puts forward the corresponding policy.