CAJ | 학술논문

随着我国现代农业的发展和农业价值链的转型升级,小农户面对的信贷约束问题日益显现,农业价值链融资作为正规金融的重要替代和补充策略,越来越受到广泛的关注和采纳。基于山东、山西、宁夏千余农户参与农业价值链融资行为的数据,探索参与不同形式价值链融资对农户生产经营的影响效果及其异同。结果发现,农户参与价值链融资有助于增加农户的农业收入和促进要素投入,并增加农户对相关生产服务的可得性。但不同形式的价值链融资对各类指标的影响存在差异。订单农业能显著地促进农户增加农业投入,同时也能增加农户对相关服务的可得性;而生产性借款不仅具有前者的影响效果,而且能够显著地促进农户农业收入增长。从长远来看,这些影响效果有利于帮助农户加入到农业价值链升级的进程并从中受益。
수착아국현대농업적발전화농업개치련적전형승급,소농호면대적신대약속문제일익현현,농업개치련융자작위정규금융적중요체대화보충책략,월래월수도엄범적관주화채납。기우산동、산서、저하천여농호삼여농업개치련융자행위적수거,탐색삼여불동형식개치련융자대농호생산경영적영향효과급기이동。결과발현,농호삼여개치련융자유조우증가농호적농업수입화촉진요소투입,병증가농호대상관생산복무적가득성。단불동형식적개치련융자대각류지표적영향존재차이。정단농업능현저지촉진농호증가농업투입,동시야능증가농호대상관복무적가득성;이생산성차관불부구유전자적영향효과,이차능구현저지촉진농호농업수입증장。종장원래간,저사영향효과유리우방조농호가입도농업개치련승급적진정병종중수익。
With the development of modem agriculture and upgrading ot agricultural value chain, the problem ofcredit constraints faced by small farmers is growing. Agricultural value chain finance, as an important complementary and alternative of formal finance, is regards as wider and wider attention and adoption. This paper take more than one thousand farms from Shandong, Shanxi and Ningxia three provinces as evidence, analyzed the effect of farmers＇ participation in agricultural value chain finance, and discussed the differences of effects between farmers who select different kinds of value chain finance, such as contract farming and productive loan. We found farmer＇s participation in agriculture value chain finance can help to increase agricultural income, promote production input and availability of relative services. However, there are differences in the effects between contract farming and productive loan. Contract farming could significantly promote the farmers to increase the production investment, and improve their availability of relative services; while the productive loan can increase farmer＇ s agricultural income beside the former＇ s effects. For long ran, farmers＇ participation in value chain finance is helpful for them to get benefit while the agricultural value chain upgrading.