兰州学刊
蘭州學刊
란주학간
2015年
3期
50~55
,共null页
抗战时期 农贷 放款时间 放款期限 时效性
抗戰時期 農貸 放款時間 放款期限 時效性
항전시기 농대 방관시간 방관기한 시효성
The Anti-Japanese War;agricultural loans‘release time of loans duration of loans;time effectiveness
放款时间与期限是考察农贷时效性的两个重要因素。抗战时期的川省农贷的放款常常背离农业生产的时间规律与农民的实际需求,这不仅影响了农贷的正常使用,在一定程度上也加重了农民的负担。放款期限不仅以一年以下的短期贷款为主,且常在推行过程中偏离国家的农贷政策,对提高农业生产力也帮助不大。时效性差影响了农贷的正常使用和效力,致使其未能在四川农村经济中发挥更大的作用。
放款時間與期限是攷察農貸時效性的兩箇重要因素。抗戰時期的川省農貸的放款常常揹離農業生產的時間規律與農民的實際需求,這不僅影響瞭農貸的正常使用,在一定程度上也加重瞭農民的負擔。放款期限不僅以一年以下的短期貸款為主,且常在推行過程中偏離國傢的農貸政策,對提高農業生產力也幫助不大。時效性差影響瞭農貸的正常使用和效力,緻使其未能在四川農村經濟中髮揮更大的作用。
방관시간여기한시고찰농대시효성적량개중요인소。항전시기적천성농대적방관상상배리농업생산적시간규률여농민적실제수구,저불부영향료농대적정상사용,재일정정도상야가중료농민적부담。방관기한불부이일년이하적단기대관위주,차상재추행과정중편리국가적농대정책,대제고농업생산력야방조불대。시효성차영향료농대적정상사용화효력,치사기미능재사천농촌경제중발휘경대적작용。
The release time and duration of loans are two important factors to investigate the time effectiveness of agricultural loans. As far as the re-lease time is concerned,Sichuan’s agricultural loans during the Anti-Japanese War often went against the law of agricultural production and the actual needs of farmers,which not only affected the normal use of agricultural loans,it also to a certain extent increased the burden on farmers. In the case of the duration of agricultural loans,Short-term loans of less than one year accounted for the majority of loans,and often deviated from the national agricul-tural loan policy in the process of implementation,which helped little to improve agricultural productivity. The time effectiveness was so poor that it affect-ed the normal use and effectiveness of agricultural loans,as a result,agricultural loans failed to play a greater role in the rural economy of Sichuan.
