CAJ | 학술논문

知识产权质押融资存在法律风险、技术风险、市场风险、经营管理风险、操作风险和道德风险等。单一担保、组合担保、追加担保和反担保等传统风险防控措施存在担保机构风险过大和担保形式单一等缺陷。这就催生了风险收益平衡和政府适当扶持等新理念与新原则。据此,知识产权质押融资可以采用入股或分红、担保加保险、政府参与联合担保、政府设立再担保机构或信用担保基金、政策性担保公司、政策性风险补偿等新的积极风险防控措施。
지식산권질압융자존재법률풍험、기술풍험、시장풍험、경영관리풍험、조작풍험화도덕풍험등。단일담보、조합담보、추가담보화반담보등전통풍험방공조시존재담보궤구풍험과대화담보형식단일등결함。저취최생료풍험수익평형화정부괄당부지등신이념여신원칙。거차,지식산권질압융자가이채용입고혹분홍、담보가보험、정부삼여연합담보、정부설립재담보궤구혹신용담보기금、정책성담보공사、정책성풍험보상등신적적겁풍험방공조시。
Intellectual property mortgage financing is liable to the risks such as law risk,techmcal risk, market risk, operating and management risk, operational risk, credit risk etc. There pattern in single guarantee,fit together guarantee, additional guarantee and counter-guarantee, which serves as a catalyst for the new ideas and principles such as balance between risks and benefit, appropriate governmental supporting. Accordingly, intellectual property mortgage financing can take the new active risk prevention and control measures including becoming shareholder and sharing dividends, guarantee plus insurance,joint guarantee with governmental participation, government＇s establishing re-guarantee or credit guarantee funds, policy guarantee company,policy risk compensation etc.