财经理论与实践
財經理論與實踐
재경이론여실천
The Theory and Practice of Finance and Economics
2015年
2期
28~32
,共null页
车险业务 经营绩效 熵值法
車險業務 經營績效 熵值法
차험업무 경영적효 적치법
Auto insurance business; Operating performance; Entropy
财产保险公司绝大部分业务来自于车险业务,因而车险业务的绩效关系到财险公司的经营业绩,甚至整个保险业的稳定和健康发展。从承保、理赔、续保及财务四个方面选取17个具体指标构建车险业务绩效评价指标体系进行有效性检验,计算某财险公司湖南分公司车险业务绩效水平指数,评价其车险业务经营状况。结果显示：该公司财务指标对车险业务影响的权重最大,综合车险指数呈上升趋势,表现出较好的经营状况。
財產保險公司絕大部分業務來自于車險業務,因而車險業務的績效關繫到財險公司的經營業績,甚至整箇保險業的穩定和健康髮展。從承保、理賠、續保及財務四箇方麵選取17箇具體指標構建車險業務績效評價指標體繫進行有效性檢驗,計算某財險公司湖南分公司車險業務績效水平指數,評價其車險業務經營狀況。結果顯示：該公司財務指標對車險業務影響的權重最大,綜閤車險指數呈上升趨勢,錶現齣較好的經營狀況。
재산보험공사절대부분업무래자우차험업무,인이차험업무적적효관계도재험공사적경영업적,심지정개보험업적은정화건강발전。종승보、리배、속보급재무사개방면선취17개구체지표구건차험업무적효평개지표체계진행유효성검험,계산모재험공사호남분공사차험업무적효수평지수,평개기차험업무경영상황。결과현시：해공사재무지표대차험업무영향적권중최대,종합차험지수정상승추세,표현출교호적경영상황。
The vast majority of property insurance businesses comes from auto insurance,and thus the performance of auto insurance business affects property insurance company＇s operating performance,or even the stabilization and healthy development of the entire insurance industry.17 specific indicators were selected from four aspects,i.e.,underwriting,claims,renewal and financials,to build an auto insurance business performance evaluation system for validity.Auto insurance business performance level index of a property company＇s Hunan Branch is calculated to evaluate its business operations.The results show that the company＇s financial indicators accounts for the maximum weight impacting insurance business and the comprehensive car insurance index has an upward trend,which signifies a good operating condition.
