CAJ | 학술논문

垄断行业的整体效率与垄断市场结构的形成过程密不可分,我国的经济转型过程造就了具有独特形成过程的垄断行业,厂商在转型前依靠行政力量获取了垄断地位,在转型后又以市场行为获得高额利润。基于双边市场的理论框架,本文以中国银联和支付卡行业为例,构建了平台厂商市场势力获取和维持的两阶段理论模型,研究了平台厂商市场势力的决定因素和竞争目标的阶段性差异,对中国银联从金融机构到商业公司的身份变迁过程进行了解读。＂非竞争＂的过去和垄断的现在使得我国支付卡行业效率低下,提高了全社会经济活动的成本。
롱단행업적정체효솔여롱단시장결구적형성과정밀불가분,아국적경제전형과정조취료구유독특형성과정적롱단행업,엄상재전형전의고행정역량획취료롱단지위,재전형후우이시장행위획득고액리윤。기우쌍변시장적이론광가,본문이중국은련화지부잡행업위례,구건료평태엄상시장세력획취화유지적량계단이론모형,연구료평태엄상시장세력적결정인소화경쟁목표적계단성차이,대중국은련종금융궤구도상업공사적신빈변천과정진행료해독。＂비경쟁＂적과거화롱단적현재사득아국지부잡행업효솔저하,제고료전사회경제활동적성본。
The overall efficiency of monopoly depends much on the process of evolution of monopoly market structure.The economy transition in China lead to some monopolies with unique market structure evolution. The monopolies got the market position with the administrative force before the transition,and then capture the high monopolistic profit by market behavior after. Based on the two-sided market framework,the paper studies the Union Pay and the relevant payment card industry with a two-stage theoretical model. The model shows the differences between determinants of market power and competitive target in market power caputure and maintain stage. The model also provides an explanation for why Union Pay changed its identity from a financial institution to a commercial company. The ＂non-competitive＂past and the monopoly present leads to the low efficiency of the payment card industry,and the increase of the cost of all the economic activities in China.