天津商业大学学报
天津商業大學學報
천진상업대학학보
Journal of Tianjin University of Commerce
2015年
2期
26~29
,共null页
线上供应链金融 操作风险 风险管理
線上供應鏈金融 操作風險 風險管理
선상공응련금융 조작풍험 풍험관리
on-line supply chain finance ; operational risk ; management of risk
线上供应链金融是我国商业银行在互联网金融发展背景下改造传统供应链金融业务的大势所趋。线上化操作一方面给商业银行开展供应链金融服务提供了极大便利，另一方面也给商业银行带来了新的操作风险。本文依据风险的成因对线上供应链金融操作风险进行分类，分析了我国商业银行线上供应链金融操作风险管理中存在的问题并据此提出了相应的对策建议。
線上供應鏈金融是我國商業銀行在互聯網金融髮展揹景下改造傳統供應鏈金融業務的大勢所趨。線上化操作一方麵給商業銀行開展供應鏈金融服務提供瞭極大便利，另一方麵也給商業銀行帶來瞭新的操作風險。本文依據風險的成因對線上供應鏈金融操作風險進行分類，分析瞭我國商業銀行線上供應鏈金融操作風險管理中存在的問題併據此提齣瞭相應的對策建議。
선상공응련금융시아국상업은행재호련망금융발전배경하개조전통공응련금융업무적대세소추。선상화조작일방면급상업은행개전공응련금융복무제공료겁대편리，령일방면야급상업은행대래료신적조작풍험。본문의거풍험적성인대선상공응련금융조작풍험진행분류，분석료아국상업은행선상공응련금융조작풍험관리중존재적문제병거차제출료상응적대책건의。
Under the background of the development of Internet finance, the on-line supply chain finance is an irreversible trend for domestic commercial banks in the reform of traditional supply chain finance. On the one hand, the on-line operation provides great convenience for the service of supply chain finance ; on the other hand, it also brings about new operational risks to commercial banks. This paper classified the operational risks of on-line supply chain finance according to the causes of risks, analyzed the problems of operational risk management in China＇s domestic commercial banks, and put forward some corresponding suggestions.
