天津商业大学学报
天津商業大學學報
천진상업대학학보
Journal of Tianjin University of Commerce
2015年
2期
30~33
,共null页
商业银行 资本工具 优先股 发行预案
商業銀行 資本工具 優先股 髮行預案
상업은행 자본공구 우선고 발행예안
commercial bank; capital tool; preferred stock; issue scheme
优先股作为成熟资本市场的重要再融资工具,具有稳定金融市场体系、防控风险扩散的作用。近年来,我国在推行优先股工作方面取得了初步成果。基于先易后难的原则,中国监管部门已推动商业银行发行优先股,借以拓宽银行资本补充渠道。本文从国内商业银行实行优先股制度的现实意义出发,分析现有国内商业银行优先股发行方案的实施适用性,预测优先股发行对银行资本补充作用的影响结果。
優先股作為成熟資本市場的重要再融資工具,具有穩定金融市場體繫、防控風險擴散的作用。近年來,我國在推行優先股工作方麵取得瞭初步成果。基于先易後難的原則,中國鑑管部門已推動商業銀行髮行優先股,藉以拓寬銀行資本補充渠道。本文從國內商業銀行實行優先股製度的現實意義齣髮,分析現有國內商業銀行優先股髮行方案的實施適用性,預測優先股髮行對銀行資本補充作用的影響結果。
우선고작위성숙자본시장적중요재융자공구,구유은정금융시장체계、방공풍험확산적작용。근년래,아국재추행우선고공작방면취득료초보성과。기우선역후난적원칙,중국감관부문이추동상업은행발행우선고,차이탁관은행자본보충거도。본문종국내상업은행실행우선고제도적현실의의출발,분석현유국내상업은행우선고발행방안적실시괄용성,예측우선고발행대은행자본보충작용적영향결과。
Preferred stock, as an important refinancing tool in mature capital market, stabilizes financial market system and has control over risk diffusion. In recent years, China has had some initial achievements in preferred stock issue. Based on the principle of starting with the easier tasks before moving on to the more difficult ones, the supervision departments of China have pushed commercial banks to issue preferred stock so as to broaden the channel of capital supplement. Starting from the practical significance of preferred stock system of domestic commercial banks, this article analyzes the applicability of preferred stock issue scheme and predicts the effect of preferred stock issue on bank capital supplement.