经济与管理研究
經濟與管理研究
경제여관리연구
Research on Economics and Management
2015年
5期
31~38
,共null页
房地产业 银行 共生关系 共生效果
房地產業 銀行 共生關繫 共生效果
방지산업 은행 공생관계 공생효과
real estate industry ; banking ; symbiosis ; symbiotic effect
中国房地产业和银行关系紧密,在长期合作中由利益驱使形成共生关系。本文从利益分配维度对二者共生效果进行检验发现,中国＂房地产—银行＂共生系统的收益不稳定,且呈偏利于房地产业的非对称分布,银行在与房地产业的合作中未获得平等的利益分配,＂房地产—银行＂共生系统运行效率偏离系统环境的优秀水平,共生效果不理想。作者认为,对房地产业与银行共生关系的本质属性和内在规律认识不清,以及偏颇的调控政策是导致中国房地产业与银行长期不能协调共生的主要原因。
中國房地產業和銀行關繫緊密,在長期閤作中由利益驅使形成共生關繫。本文從利益分配維度對二者共生效果進行檢驗髮現,中國＂房地產—銀行＂共生繫統的收益不穩定,且呈偏利于房地產業的非對稱分佈,銀行在與房地產業的閤作中未穫得平等的利益分配,＂房地產—銀行＂共生繫統運行效率偏離繫統環境的優秀水平,共生效果不理想。作者認為,對房地產業與銀行共生關繫的本質屬性和內在規律認識不清,以及偏頗的調控政策是導緻中國房地產業與銀行長期不能協調共生的主要原因。
중국방지산업화은행관계긴밀,재장기합작중유이익구사형성공생관계。본문종이익분배유도대이자공생효과진행검험발현,중국＂방지산—은행＂공생계통적수익불은정,차정편리우방지산업적비대칭분포,은행재여방지산업적합작중미획득평등적이익분배,＂방지산—은행＂공생계통운행효솔편리계통배경적우수수평,공생효과불이상。작자인위,대방지산업여은행공생관계적본질속성화내재규률인식불청,이급편파적조공정책시도치중국방지산업여은행장기불능협조공생적주요원인。
There is symbiosis between the real estate and banking industries in long-term cooperation attributed to the benefit driving. However, the empirical study finds that the benefit generated from the real estate-banking symbiosis is unstable and is distributed asymmetrically in China based on the benefit distribution perspective. The reasons of the unsatisfactory symbiotic effect are the biased macro-policies, leading to the unfavorable cycle between the real estate and banking industries and the unsuitable cooperation modes of both industries which affect the validity of the benefit distribution. Therefore, it is essential to optimize the symbiosis between the real estate and banking industries and improve the symbiotic effect based on the policy adjustment.
