CAJ | 학술논문

组屋政策的成功既在其良好的政策环境，更在其土地、资金、建设、管理方面精巧的政策安排。当中低收入者的住房被政府有效保障时，保障房政策可被赋予政治、经济、社会、文化等多方面价值追求。将住房问题分计划和市场两部分，保障应保障者的住房需求，可大幅缓解政府楼市调控压力。中新虽国情迥异，但这并不意味中国不存在某些类似新加坡保障房建设的关键条件。在做好制度建设、配足人力物力的基础上，统筹规划、循序渐进、因地制宜地为中低收入者分类分级提供保障房是组屋政策对中国最大的启示。
조옥정책적성공기재기량호적정책배경，경재기토지、자금、건설、관리방면정교적정책안배。당중저수입자적주방피정부유효보장시，보장방정책가피부여정치、경제、사회、문화등다방면개치추구。장주방문제분계화화시장량부분，보장응보장자적주방수구，가대폭완해정부루시조공압력。중신수국정형이，단저병불의미중국불존재모사유사신가파보장방건설적관건조건。재주호제도건설、배족인력물력적기출상，통주규화、순서점진、인지제의지위중저수입자분류분급제공보장방시조옥정책대중국최대적계시。
The success of HDB flats policy lies in not only its good policy environment, but also the delicate policy arrangements for land, capital, construction and management. When the government effectively guaranteed housing for the low - income, indemnificatory housing policy can be assigned with political, economic, social, and cultural value pursuits. Dividing housing problem into planning and market, and protecting housing demand of the people who need, can significantly ease the government＇ s pressure on real estate regulation. Although national conditions are different between Singapore and China, it does not mean that there are no certain key conditions for indemnificatory housing construction that are similar to Singapore in China. On the basis of good system construction and enough human and material resources, the biggest inspirations of HDB flats policy for China are overall planning, gradual development and according to local conditions to provide different low - income categories and levels with different indemnificatory housing.