CAJ | 학술논문

根据投保人是否根据自愿原则投保，可将保险方式分为自愿与强制两种。我国环境污染责任保险起步较晚，在保险方式的选择上尚无定论，但是环境污染形式不容乐观，环境污染事故频发。从经济学的角度分析采用强制性保险方式的依据，以期促进我国环境污染责任保险的发展，为早日实现建设美丽中国这一目标提供保险支持。
근거투보인시부근거자원원칙투보，가장보험방식분위자원여강제량충。아국배경오염책임보험기보교만，재보험방식적선택상상무정론，단시배경오염형식불용악관，배경오염사고빈발。종경제학적각도분석채용강제성보험방식적의거，이기촉진아국배경오염책임보험적발전，위조일실현건설미려중국저일목표제공보험지지。
According to whether the insured voluntarily pay for the insurance products, insurance mode can be divided into two types - voluntary and compulsory. Environmental pollution liability insurance in China started relatively late, and the options of insurance mode isinconclusive, but the pollution of the environment can not be optimistic ,what＇s more, environmental pollution accidents occurred frequently. This paper analyzed why compulsory insurance mode is necessary from the perspective of economics, in order to promote the development of China environmental pollution liability insurance, and provide insurance - related support for the beauty of our country.