当代经济管理
噹代經濟管理
당대경제관리
Contemporary Economic Management
2015年
6期
86~89
,共null页
农业保险 逆向选择 生产规模
農業保險 逆嚮選擇 生產規模
농업보험 역향선택 생산규모
agricultural insurance; adversal selection; the scale of production
作为对农业风险损失进行事后补偿的一种手段,农业保险对稳定和保障农户的生产行为、引导农户生产行为规模化、振兴农村经济有着非常积极的作用,但是农业保险试点以后农户的投机行为等问题也制约着农业保险的发展。因此研究农业保险对农户生产行为的影响可以对农业保险提出有效可行的建议。
作為對農業風險損失進行事後補償的一種手段,農業保險對穩定和保障農戶的生產行為、引導農戶生產行為規模化、振興農村經濟有著非常積極的作用,但是農業保險試點以後農戶的投機行為等問題也製約著農業保險的髮展。因此研究農業保險對農戶生產行為的影響可以對農業保險提齣有效可行的建議。
작위대농업풍험손실진행사후보상적일충수단,농업보험대은정화보장농호적생산행위、인도농호생산행위규모화、진흥농촌경제유착비상적겁적작용,단시농업보험시점이후농호적투궤행위등문제야제약착농업보험적발전。인차연구농업보험대농호생산행위적영향가이대농업보험제출유효가행적건의。
Agricultural insurance is designed for farmers to provide protection against their economic losses which may cause by natural disasters and accidents in agricultural production process. As a means of compensation for agriculture risk, it has a very. active role in three aspects, including stabling and protecting the production behaviors of farmers, guiding fataners to conduct large-scale production and promoting the rural economy. However, after the pilot of agricultural insurance, issue such as farmers' speculation also restricts the development of agricuhural insurance. So, analysis the influence of agricultural insurance to famlers' production behavior contribt~tes to propose a feasible and effective countermeasurtts and suggestions for agricuhural insurance.