CAJ | 학술논문

农村微型金融已经越来越多地运用于农业旱灾的风险管理,有效地加强了农户应对旱灾风险的能力,对农户适应环境,免受灾害的侵袭起着非常重要的作用。本文从农村微型金融机构的组织与管理创新、信息技术创新、产品创新、供给主体创新及环境创新五个方面阐述了创新微型金融,探讨了农业旱灾风险管理的可持续发展路径。
농촌미형금융이경월래월다지운용우농업한재적풍험관리,유효지가강료농호응대한재풍험적능력,대농호괄응배경,면수재해적침습기착비상중요적작용。본문종농촌미형금융궤구적조직여관리창신、신식기술창신、산품창신、공급주체창신급배경창신오개방면천술료창신미형금융,탐토료농업한재풍험관리적가지속발전로경。
The paper introduces the action mechanism of rural microfinance in agricuhural drought risk management from three stages, the predisaster, mid-disaster and post-disaster, respectively. The paper expounds the five innovations of rural microfinance institutions： organization and management, information technology, products, supplier and enviromnent. The pathway to realize the sustainable development of agricultural drought risk management is emphasized.