商业研究
商業研究
상업연구
Commercial Research
2015年
6期
59~68
,共null页
金融包容 金融稳定 贫困减缓 ARDL-ECM估计
金融包容 金融穩定 貧睏減緩 ARDL-ECM估計
금융포용 금융은정 빈곤감완 ARDL-ECM고계
financial inclusion; financial stability; poverty alleviation; ARDL- ECM estimation
本文分别以金融包容深度、宽度两个单指标和金融包容综合指标表示金融包容,以我国1978-2007年时间序列数据为样本,运用适合小样本的ARDL方法检验金融包容、金融稳定对贫困减缓的影响。实证结果表明：金融包容对贫困减缓有着积极的作用,金融发展的稳定能够显著提高这一效果;金融包容和金融发展的稳定对贫困减缓具有长期的影响;经济增长和收入分配是重要的间接影响路径,其中经济增长有利于贫困减缓,而收入分配差距的扩大不利于贫困减缓。
本文分彆以金融包容深度、寬度兩箇單指標和金融包容綜閤指標錶示金融包容,以我國1978-2007年時間序列數據為樣本,運用適閤小樣本的ARDL方法檢驗金融包容、金融穩定對貧睏減緩的影響。實證結果錶明：金融包容對貧睏減緩有著積極的作用,金融髮展的穩定能夠顯著提高這一效果;金融包容和金融髮展的穩定對貧睏減緩具有長期的影響;經濟增長和收入分配是重要的間接影響路徑,其中經濟增長有利于貧睏減緩,而收入分配差距的擴大不利于貧睏減緩。
본문분별이금융포용심도、관도량개단지표화금융포용종합지표표시금융포용,이아국1978-2007년시간서렬수거위양본,운용괄합소양본적ARDL방법검험금융포용、금융은정대빈곤감완적영향。실증결과표명：금융포용대빈곤감완유착적겁적작용,금융발전적은정능구현저제고저일효과;금융포용화금융발전적은정대빈곤감완구유장기적영향;경제증장화수입분배시중요적간접영향로경,기중경제증장유리우빈곤감완,이수입분배차거적확대불리우빈곤감완。
This paper investigates the impacts of inclusive financial development and financial stability on poverty allevia- tion using inclusive financial development depth, width and synthetic index as inclusive financial development indicator with the time series data of China from 1978 to 2007 by ARDL method suited for small samples. The results suggest that inclusive financial has a positive effect on poverty alleviation, financial stability can improve the effect significantly; fi- nancial inclusion and financial stability have a long term effect on poverty alleviation; economic growth and income distri- bution are important indirect effect paths, among which economic growth is conducive to poverty alleviation, and the in- come gap is not conducive to poverty alleviation.
