CAJ | 학술논문

对山东省县域各类金融机构网点空间分布及演进趋势分析发现,2000年以来,山东省金融机构空间布局不断优化,金融领域改革取得丰硕成果;中小型金融机构发展迅速,其数量增加及分布优化有效填补县域金融服务空白;与城市相比,县域及以下金融机构种类及数量依然处于劣势,但已呈现向发达县市倾斜的趋势。应通过引导大中型商业银行网点布局、优化县域金融机构存量以及做大地方金融机构增量等方式加快县域金融市场建设。
대산동성현역각류금융궤구망점공간분포급연진추세분석발현,2000년이래,산동성금융궤구공간포국불단우화,금융영역개혁취득봉석성과;중소형금융궤구발전신속,기수량증가급분포우화유효전보현역금융복무공백;여성시상비,현역급이하금융궤구충류급수량의연처우열세,단이정현향발체현시경사적추세。응통과인도대중형상업은행망점포국、우화현역금융궤구존량이급주대지방금융궤구증량등방식가쾌현역금융시장건설。
Through the analysis of the evolutionary trend and the space distribution of the financialinstitution outlets in counties in Shandong Province, the space arrangement of financial institutions has beenoptimized, since 2000, revealing the great achievement of the reform in financial industry; small-andmedium-sized financial institutions are quite eye-catching for the increase in number and the optimizationin distribution have filled the space in county financial service effectively; about the number and type,compared with those in cities, financial institutions in counties are still in an inferior position, but the trendhas been shown towards those in counties. Therefore, measures, such as guiding the space arrangement ofbig- and medium-sized commercial banks, optimizing the stock of financial institutions in counties, andenlarging the increment of local financial institutions should be taken in order to speed up the constructionof financial market in counties.