CAJ | 학술논문

推进中国（新疆）与哈萨克斯坦保险业的合作对推动中哈跨境贸易与投融资合作、促进丝绸之路经济带建设等具有重要意义。本文在阐述中国（新疆）与哈萨克斯坦保险业现状的基础上,从保险经营机构、市场集中度与保险监管制度三个方面对双方的保险制度条件进行分析得出,中国（新疆）与哈萨克斯坦保险业合作的市场机制和条件已基本具备,并可形成互补,即中国（新疆）相对成熟的保险体制机制与哈萨克斯坦广阔的保险市场之间互补、合作的空间与潜力极大。为此,政府部门和保险机构应为两国的保险业合作创造条件,加强政府间协调、完善相关的法律体系、加快相关险种的设计与保险的证券化步伐。
추진중국（신강）여합살극사탄보험업적합작대추동중합과경무역여투융자합작、촉진사주지로경제대건설등구유중요의의。본문재천술중국（신강）여합살극사탄보험업현상적기출상,종보험경영궤구、시장집중도여보험감관제도삼개방면대쌍방적보험제도조건진행분석득출,중국（신강）여합살극사탄보험업합작적시장궤제화조건이기본구비,병가형성호보,즉중국（신강）상대성숙적보험체제궤제여합살극사탄엄활적보험시장지간호보、합작적공간여잠력겁대。위차,정부부문화보험궤구응위량국적보험업합작창조조건,가강정부간협조、완선상관적법률체계、가쾌상관험충적설계여보험적증권화보벌。
Promoting cooperation between China（ Xinjiang） and Kazakhstan insurance industry will help enhance the level of opening up of the insurance industry in Xinjiang,and assist Kazakhstan to improve its insurance system,and reinforce cooperation between China（ Xinjiang） and Kazakhstan financial sector,and promote the Silk Road economic belt construction. This paper,based on the status of China（ Xinjiang） and Kazakhstan insurance industry analyzed the insurance system conditions of both sides from three aspects including the insurance operators,market concentration and insurance regulatory system. From the analysis,it could be seen that market mechanisms and conditions of the cooperation in the insurance industry in China（ Xinjiang） and Kazakhstan have basically met,and complementary,which means that complement is between the relative maturity of the insurance institutional mechanisms in China（ Xinjiang） and the vast insurance market in Kazakhstan,and the space and potential of cooperation will be enormous. On this basis,for the two subject of government departments and insurance agencies,the paper proposes that advancing China（ Xinjiang） and Kazakhstan insurance cooperation should strengthen intergovernmental coordination,and improve the relevant legal system and accelerate designing the pace of related insurance and advancing insurance securitization.