财经理论与实践
財經理論與實踐
재경이론여실천
The Theory and Practice of Finance and Economics
2015年
4期
2~8
,共null页
结构 银行 稳定
結構 銀行 穩定
결구 은행 은정
Structure; Banking industry; Stability
银行业市场结构模式到底是＂集中-稳定＂还是＂集中-脆弱＂观点尚未达成一致,但是通过采用熵值分解指数来刻画我国银行业市场结构可以针对该问题给出较为合理的答案。研究结果表明,我国银行业市场结构的集中程度与风险之间的关系是负相关的,我国较高的银行业市场集中度,某种程度上提高了我国银行业体系的稳定程度。
銀行業市場結構模式到底是＂集中-穩定＂還是＂集中-脆弱＂觀點尚未達成一緻,但是通過採用熵值分解指數來刻畫我國銀行業市場結構可以針對該問題給齣較為閤理的答案。研究結果錶明,我國銀行業市場結構的集中程度與風險之間的關繫是負相關的,我國較高的銀行業市場集中度,某種程度上提高瞭我國銀行業體繫的穩定程度。
은행업시장결구모식도저시＂집중-은정＂환시＂집중-취약＂관점상미체성일치,단시통과채용적치분해지수래각화아국은행업시장결구가이침대해문제급출교위합리적답안。연구결과표명,아국은행업시장결구적집중정도여풍험지간적관계시부상관적,아국교고적은행업시장집중도,모충정도상제고료아국은행업체계적은정정도。
Research has not reached an agreement on whether the structural model of banking market will eventually be ＂ centralized with stability＂ or ＂ centralized with fragility＂.However,the entropy index for the decomposition of China＇s banking market structure can give a reasonable answer to the problem.The result shows that,the relationship between concentration and the risk of China＇s banking market structure is negatively correlated-a higher concentration degree of the banking market will,to some extent,improve the stability of the banking system in china.
