CAJ | 학술논문

跨境贸易结算货币的选择会受到一国或地区金融发展的影响。本文基于2010—2013年的省际面板数据，从金融发展规模与金融发展效率两个层面实证考察金融发展对我国跨境贸易人民币结算的影响。结果显示，无论金融发展规模还是金融发展效率，均会明显促进我国跨境贸易人民币结算，且区分东、中西部地区差异后，结论依然成立。研究结论表明，我国应该充分发挥金融配置资源的功能，并借力中国（上海）自由贸易试验区，协同推进跨境贸易人民币结算进而加快人民币国际化进程。
과경무역결산화폐적선택회수도일국혹지구금융발전적영향。본문기우2010—2013년적성제면판수거，종금융발전규모여금융발전효솔량개층면실증고찰금융발전대아국과경무역인민폐결산적영향。결과현시，무론금융발전규모환시금융발전효솔，균회명현촉진아국과경무역인민폐결산，차구분동、중서부지구차이후，결론의연성립。연구결론표명，아국응해충분발휘금융배치자원적공능，병차력중국（상해）자유무역시험구，협동추진과경무역인민폐결산진이가쾌인민폐국제화진정。
The currency option of cross- border trade settlement would be in- fluenced by the financial development of a country or region. Based on the pro- vincial panel data during 2010- 2013, this paper conducts an empirical analysis on the scale and efficiency of financial development influencing cross- border trade settlement in RMB. The results show that both the scale and the efficiency of financial development will significantly promote cross- border trade settlement in RMB, and the conclusion is still valid after affirming the geographical differ- ence between the east and middle- west regions. The conclusion shows that Chi- na should give full play to the function of allocated financial resources and turn to the free trade zone of Shanghai so as to better coordinate and promote the cross- border trade settlement in RMB, and thus accelerate the internationaliza- tion of RMB.