中国医疗保险
中國醫療保險
중국의료보험
CHINA HEALTH INSURANCE
2015年
9期
9-12
,共4页
定额筹资%按比例缴费%筹资增长机制
定額籌資%按比例繳費%籌資增長機製
정액주자%안비례격비%주자증장궤제
fi xed fi nancing%proportion fi nancing%mechanism for fi nancing increase
居民医保没有稳定的筹资增长机制构成了制度可持续发展的隐忧。当前，需要基于社会保险原则来完善居民医保筹资机制，逐步将定额筹资转变为以居民收入为基数、按比例缴费，同时增加个人缴费的比重，将财政和个人的筹资分担比调整到合理水平。
居民醫保沒有穩定的籌資增長機製構成瞭製度可持續髮展的隱憂。噹前，需要基于社會保險原則來完善居民醫保籌資機製，逐步將定額籌資轉變為以居民收入為基數、按比例繳費，同時增加箇人繳費的比重，將財政和箇人的籌資分擔比調整到閤理水平。
거민의보몰유은정적주자증장궤제구성료제도가지속발전적은우。당전，수요기우사회보험원칙래완선거민의보주자궤제，축보장정액주자전변위이거민수입위기수、안비례격비，동시증가개인격비적비중，장재정화개인적주자분담비조정도합리수평。
Since there is no stable mechanism for financing growth in the medical insurance system for urban resident, it has brought potential damage in the sustainable development of the system. It is urgent to improve the fi nancing mechanism in the medical insurance system for urban residents based on the principle of social insurance. We need gradually shift the fixed financing model to the model of income-based proportional fi nancing. In addition, we also need to increase the proportion of individual contributions, and adjust the share ratio of government fi nancing to personal fi nancing to a reasonable level.
