CAJ | 학술논문

随着经济全球化,越来越多的跨国银行在中国设立分支机构,中国的银行也开始走向国际大舞台. 然而,金融风险、监管不善等原因,导致跨国银行破产,由于跨国银行的广泛性与国际性,涉及各国的破产法律也不尽相同,现行国际上的跨国银行破产法律制度原则有:普遍性原则与地域性原则、单一实体原则与独立实体原则. 如何适用跨国银行破产法律,解决法律冲突问题,就是本文研究的重点. 通过对美国、英国破产法律的研究,对我国跨国银行破产法律适用问题提出建议:完善国内破产法律、加强国际合作、坚持新实用主义原则、设立专门破产法院,做到跨国银行安全退市,最大限度的保护债权人利益,保护本国经济.
수착경제전구화,월래월다적과국은행재중국설립분지궤구,중국적은행야개시주향국제대무태. 연이,금융풍험、감관불선등원인,도치과국은행파산,유우과국은행적엄범성여국제성,섭급각국적파산법률야불진상동,현행국제상적과국은행파산법률제도원칙유:보편성원칙여지역성원칙、단일실체원칙여독립실체원칙. 여하괄용과국은행파산법률,해결법률충돌문제,취시본문연구적중점. 통과대미국、영국파산법률적연구,대아국과국은행파산법률괄용문제제출건의:완선국내파산법률、가강국제합작、견지신실용주의원칙、설립전문파산법원,주도과국은행안전퇴시,최대한도적보호채권인이익,보호본국경제.
With the development of economic globalization, more and more multinational banks have set up their branches in China, China's banks also have begun to walk to the international arena. However, the financial risk, the poor supervision and some other reasons have lead to the bankruptcy, and because of the wide and in-ternational nature of the multinational banks, the insolvency laws of different countries are different. The current international insolvency law system of the Transnational Banks are:the universal principle and the regional princi-ple, the single entity principle and the independent entity principle. How to apply the law of transnational bank insolvency and solve the conflict of law is the focus of this paper. According to the study of the bankruptcy laws of the United States and the United Kingdom, the paper have put forward suggestions to the legal issues of Transna-tional Bank Insolvency: improve the domestic bankruptcy laws, strengthen international cooperation, adhere to the principle of new pragmatism, set up a special court of bankruptcy, so as to protect the interests of the credi-tors and protect their own countries's economy.