经济理论与经济管理
經濟理論與經濟管理
경제이론여경제관리
Economic Theory and Business Management
2015年
9期
104-115
,共12页
农地承包经营权%农户%抵押融资%收入水平%分层模型
農地承包經營權%農戶%牴押融資%收入水平%分層模型
농지승포경영권%농호%저압융자%수입수평%분층모형
rural land contract and management rights%farmer%mortgage financing%income level%hi-erarchical linear model
文章利用实地调研的1192户农户和25个乡镇数据，采用分层模型分析了不同收入水平农户参与农地承包经营权抵押融资的意愿及其影响因素。估计结果表明，影响农户参与农地抵押意愿的因素有乡镇层面特征、农户家庭特征、农户认知；宗教信仰、融资模式、主办金融机构数目以及家庭网络关系是影响不同收入水平农户参与农地抵押融资意愿的共同因素；随着农户收入水平的增加，乡镇层面的影响因素呈现倒 U 型。
文章利用實地調研的1192戶農戶和25箇鄉鎮數據，採用分層模型分析瞭不同收入水平農戶參與農地承包經營權牴押融資的意願及其影響因素。估計結果錶明，影響農戶參與農地牴押意願的因素有鄉鎮層麵特徵、農戶傢庭特徵、農戶認知；宗教信仰、融資模式、主辦金融機構數目以及傢庭網絡關繫是影響不同收入水平農戶參與農地牴押融資意願的共同因素；隨著農戶收入水平的增加，鄉鎮層麵的影響因素呈現倒 U 型。
문장이용실지조연적1192호농호화25개향진수거，채용분층모형분석료불동수입수평농호삼여농지승포경영권저압융자적의원급기영향인소。고계결과표명，영향농호삼여농지저압의원적인소유향진층면특정、농호가정특정、농호인지；종교신앙、융자모식、주판금융궤구수목이급가정망락관계시영향불동수입수평농호삼여농지저압융자의원적공동인소；수착농호수입수평적증가，향진층면적영향인소정현도 U 형。
Based on the data of 1 1 92 households and 25 towns,this paper analyzes the farmers??will-ingness to participate in the financing of rural land contractual management rights by using the hierarchical linear model.Estimation results indicate that the factors affecting the willingness of households to partici-pate in farm mortgage are the characters of the town and township level,household??s characteristics, farmers??cognition.Religion,financing mode,sponsored by the number of financial institutions and family network are the common factors affect the different income level of farmers to participate in farmland mortgage financing.With the increase of farmers??incomes,the influencing factors of township level pres-ent inverted-U type.
