西昌学院学报(社会科学版)
西昌學院學報(社會科學版)
서창학원학보(사회과학판)
Journal of Xichang College (Social Science Edition)
2015年
3期
74-77
,共4页
商业健康保险%经营模式
商業健康保險%經營模式
상업건강보험%경영모식
commercial health insurance%management model
我国老龄化问题日趋严重,老年人口的医疗保障需求日益增长,伴随着居民人均可支配收入的提高及我国立法政策红利支持,无疑为我国商业健康保险的参与和配合提供了有力条件,文章阐述了我国商业健康保险在老龄化背景下的发展现状及其存在的主要问题,提出了加快我国健康险发展的政策建议。
我國老齡化問題日趨嚴重,老年人口的醫療保障需求日益增長,伴隨著居民人均可支配收入的提高及我國立法政策紅利支持,無疑為我國商業健康保險的參與和配閤提供瞭有力條件,文章闡述瞭我國商業健康保險在老齡化揹景下的髮展現狀及其存在的主要問題,提齣瞭加快我國健康險髮展的政策建議。
아국노령화문제일추엄중,노년인구적의료보장수구일익증장,반수착거민인균가지배수입적제고급아국입법정책홍리지지,무의위아국상업건강보험적삼여화배합제공료유력조건,문장천술료아국상업건강보험재노령화배경하적발전현상급기존재적주요문제,제출료가쾌아국건강험발전적정책건의。
China has the increasingly serious problem of aging, the elderly people’s health care demands are increasing, too. Under the support of the Chinese raising per capita disposable income and the dividend policy, Chinese commercial health insurance has strong assists about participation and cooperation. This article mainly talks about the development of the status and problems of Chinese commercial health insurance on the background of aging, and gives some policy recommendations in order to accelerate the development of Chinese commercial health insurance.