CAJ | 학술논문

鉴于中国农村经济衰败，金融枯竭现状，并基于稳固基层统治的需要，南京国民政府前期在全国范围倡导农业合作金融事业，构建由政府、城市金融机构、合作社组成的农业金融服务体系。三方主体为追求各自利益目标，在合作金融运行中形成合作与博弈并存的运营机制。各方主体利益目标与合作金融宗旨的偏离，最终导致合作金融衰退与蜕变的悖论结局。文章首次运用博弈理论，对此时期合作金融体系内部各方主体的合作与博弈关系进行微观分析，探析此时期合作金融服务体系运行质量。
감우중국농촌경제쇠패，금융고갈현상，병기우은고기층통치적수요，남경국민정부전기재전국범위창도농업합작금융사업，구건유정부、성시금융궤구、합작사조성적농업금융복무체계。삼방주체위추구각자이익목표，재합작금융운행중형성합작여박혁병존적운영궤제。각방주체이익목표여합작금융종지적편리，최종도치합작금융쇠퇴여세변적패론결국。문장수차운용박혁이론，대차시기합작금융체계내부각방주체적합작여박혁관계진행미관분석，탐석차시기합작금융복무체계운행질량。
In the Nanjing Government earlier stage,as the agriculture economic recession and finance exhausted,and also considering the need of stable its grassroots ruling,Nanjing National Government advocated agriculture cooperative finance in whole native,and founded financial system included government,urban banks and cooperation.Without specialized cooperative loan institutions, Government chose business and agriculture finance to provide loan from outside.The three subjects pursuited their perspective interests,so that they made repeated game through their cooperation.In the same time,their objects were all diverged from cooperative finance purpose.All these factors led to cooperative finance’s decline and alienation,which being a paradox.This article makes a micro-analysis on the cooperation and game relation of every subjects with game theory for the first time,so as to explain the service quality of cooperative financial system at that time.