长春大学学报（社会科学版）
長春大學學報（社會科學版）
장춘대학학보（사회과학판）
Journal of Changchun University
2015年
5期
32-35
,共4页
金融环境%资本市场%养老基金
金融環境%資本市場%養老基金
금융배경%자본시장%양로기금
financial environment%capital market%pension fund
以金融环境中影响资本运营的宏观要素为出发点,探讨它们对养老基金运营风险及效率的作用.研究发现,只有在资本市场相对成熟、稳定的情况下,才能确保养老基金具有较强的保值、增值能力,并能对抗通货膨胀及工资增长对养老金支付造成的压力.结合我国国情,应通过提高养老金利用率、优化投资组合、加强监管力度等手段和途径降低养老金运营风险.
以金融環境中影響資本運營的宏觀要素為齣髮點,探討它們對養老基金運營風險及效率的作用.研究髮現,隻有在資本市場相對成熟、穩定的情況下,纔能確保養老基金具有較彊的保值、增值能力,併能對抗通貨膨脹及工資增長對養老金支付造成的壓力.結閤我國國情,應通過提高養老金利用率、優化投資組閤、加彊鑑管力度等手段和途徑降低養老金運營風險.
이금융배경중영향자본운영적굉관요소위출발점,탐토타문대양로기금운영풍험급효솔적작용.연구발현,지유재자본시장상대성숙、은정적정황하,재능학보양로기금구유교강적보치、증치능력,병능대항통화팽창급공자증장대양로금지부조성적압력.결합아국국정,응통과제고양로금이용솔、우화투자조합、가강감관력도등수단화도경강저양로금운영풍험.
Starting from the macro factors affecting the capital operation in financial environment,this article discusses their impacts on the pension fund operation risk and efficiency.The research finds that only in the condition that capital market is relatively mature and stable,pension fund is ensured to have the strong ability of preserving and increasing value,which can reduce the pressure of pension payment by inflation and wage growth.Combined with our national conditions,it presents some measures to decrease pension operation risk by improving pension utilization,optimizing investment combination,strengthening supervision and so on.
