CAJ | 학술논문

中国现行城乡居民社会养老保险基础养老金水平难以实现“保基本”的制度目标；在分析城乡居民基础养老金调整必要性的基础上，利用公开统计和社会调查数据，以老年居民的基本生活需求为导向，测算基础养老金调整目标；结果显示，至2020年，中国城乡居民基础养老金目标值，在城镇和农村分别为1149．15元／人／月和427．16元／人／月；以此为据，提出了城乡居民基础养老金调整方案及可行性的基础，设计先缓后快、一步到位和立足目标三种调整方案，从合理设计基础养老金调整机制，落实省级财政补助资金，适度拓宽城乡居民基础养老金筹资渠道等方面贯彻落实。
중국현행성향거민사회양로보험기출양로금수평난이실현“보기본”적제도목표；재분석성향거민기출양로금조정필요성적기출상，이용공개통계화사회조사수거，이노년거민적기본생활수구위도향，측산기출양로금조정목표；결과현시，지2020년，중국성향거민기출양로금목표치，재성진화농촌분별위1149．15원／인／월화427．16원／인／월；이차위거，제출료성향거민기출양로금조정방안급가행성적기출，설계선완후쾌、일보도위화립족목표삼충조정방안，종합리설계기출양로금조정궤제，락실성급재정보조자금，괄도탁관성향거민기출양로금주자거도등방면관철락실。
The present basic pension for the urban and rural residents cannot meet their basic living needs.To address this issue,this study analyses the certainty and necessity of adjusting the basic pension insurance system for the urban and rural residents primarily.Then the goal of the basic pension adjustment is measured by the demand -oriented meth-od using open and transparent data and survey data.Results show that the adjusted monthly basic pension is 1149.15 Yuan per person for the urban residents and 427.16 Yuan per person for the rural residents.Based on these results, three adjustment schemes -slow -to -fast,in -one -step,and goal -oriented,are designed and the feasibility of these schemes is validated in terms of the adjustment mechanism for the basic pension,government financing,and mod-erately expanding basic pension channels for urban and rural residents.