CAJ | 학술논문

关注中青年人口的养老保障是实现更加可持续性养老保障制度的重要环节。中青年群体的养老需求具有潜在性、风险性、复杂性和不可自负性等特点，他们的养老预期及养老偏好对推进统帐结合的养老保障制度建设具有重要意义。据此，本文利于实证研究方法，考察了年龄因素影响下中青年群体的养老预期以及养老方式偏好。研究发现，和中老年人相比，年龄较低的青年群体不仅没有表现出对自身未来养老状况的过度忧虑，相反却普遍表现出较乐观的正预期，因此，他们在养老方式偏好中也极少会依靠政府和社会，而是倾向于依靠自己和子女，所以，扩大青年人参加统帐结合的养老制度、持续推进居家养老方式都具有可行性和现实性。
관주중청년인구적양로보장시실현경가가지속성양로보장제도적중요배절。중청년군체적양로수구구유잠재성、풍험성、복잡성화불가자부성등특점，타문적양로예기급양로편호대추진통장결합적양로보장제도건설구유중요의의。거차，본문리우실증연구방법，고찰료년령인소영향하중청년군체적양로예기이급양로방식편호。연구발현，화중노년인상비，년령교저적청년군체불부몰유표현출대자신미래양로상황적과도우필，상반각보편표현출교악관적정예기，인차，타문재양로방식편호중야겁소회의고정부화사회，이시경향우의고자기화자녀，소이，확대청년인삼가통장결합적양로제도、지속추진거가양로방식도구유가행성화현실성。
Abstact:Focus on pension appeals in young group is an important part of achieving more equitable and sustainable old-age security system. The demand of the aged in the young group has some special characteristics such as potential ,risk,complexity and so on. By analyzing the survey date about the old-care Expectations and tendency of the residents in Jilin province in 2014 , this paper examines the influence of age on the old-care Expectations and tendency. The study found that ,compared with the elderly,the youth groups did not show excessive worries for their future old-care,instead,they generally show positive and optimistic expectations. Therefore,they also rarely rely on the government and society in the endowment mode preference, but tend to rely on themselves and their children,and so,it has obvious feasibility and reality to expand the young people to participate in pension system and to promote continuously the home-based old-care way .