淮南师范学院学报
淮南師範學院學報
회남사범학원학보
Journal of Huainan Normal University
2015年
5期
31-34
,共4页
大学生%分期购物平台%互联网金融
大學生%分期購物平檯%互聯網金融
대학생%분기구물평태%호련망금융
college students%staging shopping platform%internet banking
大学生对提前消费的需求是分期购物平台兴起的重要因素。互联网金融背景下各大学生分期购物平台大量涌现，弥补了传统银行体系对大学生信贷的空白。为了促进分期购物平台的健康发展，采用定性与定量相结合的方法，分析了大学生分期购物交易市场存在的风险，并针对风险提出应从大学生、平台、政府和家庭入手采取可行性的解决措施。
大學生對提前消費的需求是分期購物平檯興起的重要因素。互聯網金融揹景下各大學生分期購物平檯大量湧現，瀰補瞭傳統銀行體繫對大學生信貸的空白。為瞭促進分期購物平檯的健康髮展，採用定性與定量相結閤的方法，分析瞭大學生分期購物交易市場存在的風險，併針對風險提齣應從大學生、平檯、政府和傢庭入手採取可行性的解決措施。
대학생대제전소비적수구시분기구물평태흥기적중요인소。호련망금융배경하각대학생분기구물평태대량용현，미보료전통은행체계대대학생신대적공백。위료촉진분기구물평태적건강발전，채용정성여정량상결합적방법，분석료대학생분기구물교역시장존재적풍험，병침대풍험제출응종대학생、평태、정부화가정입수채취가행성적해결조시。
The demand of college students' consumption ahead of time is the decisive factor of the rise of the shopping platform. Internet banking under the students staging shopping platforms in larger numbers, makes up the blank of the traditional banking system on college students' credit. In order to promote the healthy development of installment shopping platform, the article adopts the combination of qualitative and quantitative methods to analyze the existing risk of college students staging shopping market, and taking feasible measures according to the risk presented from college students, platform, the government and the family.
