兰州财经大学学报
蘭州財經大學學報
란주재경대학학보
Journal of Lanzhou Commercial College
2015年
5期
79-85
,共7页
农民工%基本医疗保险基金%转出意愿
農民工%基本醫療保險基金%轉齣意願
농민공%기본의료보험기금%전출의원
migrant workers%basic medical insurance fund%transfer willing
基于上海市实地调查数据,本文对农民工基本医疗保险基金异地转出意愿的影响因素进行了分析。研究发现,第一,医疗保险报销方便程度越高,则农民工基本医疗保险基金转出意愿就越低。第二,曾有过医疗保险异地转接经历的农民工,倾向于转出较少的医疗保险基金。第三,农民工个人收入越高,则其医疗保险基金异地转出意愿就越低。为促进农民工基本医疗保险基金的异地转接和推动长三角地区统一劳动力市场的建立,本文最后提出了四点政策建议。
基于上海市實地調查數據,本文對農民工基本醫療保險基金異地轉齣意願的影響因素進行瞭分析。研究髮現,第一,醫療保險報銷方便程度越高,則農民工基本醫療保險基金轉齣意願就越低。第二,曾有過醫療保險異地轉接經歷的農民工,傾嚮于轉齣較少的醫療保險基金。第三,農民工箇人收入越高,則其醫療保險基金異地轉齣意願就越低。為促進農民工基本醫療保險基金的異地轉接和推動長三角地區統一勞動力市場的建立,本文最後提齣瞭四點政策建議。
기우상해시실지조사수거,본문대농민공기본의료보험기금이지전출의원적영향인소진행료분석。연구발현,제일,의료보험보소방편정도월고,칙농민공기본의료보험기금전출의원취월저。제이,증유과의료보험이지전접경력적농민공,경향우전출교소적의료보험기금。제삼,농민공개인수입월고,칙기의료보험기금이지전출의원취월저。위촉진농민공기본의료보험기금적이지전접화추동장삼각지구통일노동력시장적건립,본문최후제출료사점정책건의。
Based on the survey data from Shanghai about migrant workers employment and medical care demand , this paper examines the determinants of transfer willing of migrant workers basic medical insur -ance fund.Frist, the findings show that medical insurance reimbursement is more convenient , migrant workers ’ transfer willing of basic medical insurance fund will be lower .Second , the medical insurance transfer experience could decrease migrant workers ’ roll -out will of basic medical insurance fund . Third , when the more personal income of migrant workers have , the less of fund that they will roll out .In order to promote the transfer of migrant workers basic medical insurance fund and the establishment of a unified labor market in Yangtze river delta , four policy suggestions will be put forward in the later part of my paper .