CAJ | 학술논문

投资者在投资过程中的各种心理偏差，主要有侥幸心理、过度自信、羊群效应、贪婪、恐惧等心理，其中贪婪与恐惧是对投资者危害最大的心理偏差，投资者应有意识的对自己的心理偏差进行干预，可通过学习财务知识、学习金融史特别是金融投机泡沫史、学习哲学，矫正自己的心理偏差，提高投资绩效。
투자자재투자과정중적각충심리편차，주요유요행심리、과도자신、양군효응、탐람、공구등심리，기중탐람여공구시대투자자위해최대적심리편차，투자자응유의식적대자기적심리편차진행간예，가통과학습재무지식、학습금융사특별시금융투궤포말사、학습철학，교정자기적심리편차，제고투자적효。
In this paper,by analyzing the investment behavior of securities investors,it pointed out various psy-chological deviation in the investment process,mainly have fluky psychology,overconfidence,sheep-flock effect, greed,fear,etc. Greed and fear are the most harmful psychological deviation to investors. In order to correct their psychological deviation and improve the performance of investment,investors should wittingly have intervention on their own psychological deviation,by learning accounting knowledge,financial history especially the history of finan-cial speculation bubble,and learning philosophy.